WHAT WE DO
Financial solutions tailored to your goals
Getting to the nitty gritty of your finances, we will identify your future financial requirements against future scenarios, helping you to prioritise and prepare.
Whether you are looking to retire early, pay off your mortgage by a certain age, take that once in a lifetime holiday, help the children through education, a Life Plan will help you think about each phase of your life in order to plan ahead.
Having your own Life Plan in place will help you to see what is achievable and will also help to focus attention on your spending patterns. It will help you to visualise your current and future financial position, so that you can plan with confidence.
Rising pension ages and life expectancy means retirement now happens later in life and is longer than ever before. Taking financial advice is important when planning your retirement and pension pots; what you are accruing through your working life will need to support your lifestyle in retirement.
Whatever your aspirations, Metis Personal Wealth Advisors will help you make the most of your pension and other investments so you can enjoy the retirement you deserve.
Retirement planning is complicated and has been made even more so by constant changes to the rules. We make it our business to stay up to date with the latest tax rules so that you can take full advantage of the available tax breaks.
Putting money aside regularly will help you get the things you want in life. There are a few things to think about that can help you to achieve your savings goals and find the right kind of saving or investing option to suit you.
From Stocks & Shares ISAs, Cash ISAs, Deposit accounts, Gilts to Insurance Bonds, Endowments, Annuities, Unit Trusts and Investment Trusts, there are many types of savings and investment, each having different structures, tax treatments and implications for investors.
Metis Personal Wealth Advisors will help you to assess your goals and attitude to risk, ensuring that you make the right decisions for your investments. Sensible investment planning begins with understanding what your investment aims are and your attitude to investment risk.
Making plans today to ensure your wealth and assets remain in your family, with future inheritors being protected, is what we refer to as estate planning. Inheritance tax (IHT) planning becomes part of the wider estate planning exercise.
Metis Personal Wealth Advisors can help you plan in several ways:
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Working with your other professional advisers (solicitors/accountants) to optimise the estate and tax-planning aspects of your Will
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Advising you on the various tax implications involved in giving lifetime gifts
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Reviewing your pension provision and suggesting ways to improve its role in your estate planning
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Arranging investments and life assurance to help reduce or fund IHT
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Helping you to understand how trusts work
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Advising you on any relevant insurance or protection plans to cover you, should you need
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Reviewing your current protection/insurance policies.
We can help you find the best solution, that’s right for your situation.
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Finding an equitable way to share the matrimonial assets during divorce can be one of the hardest parts of the divorce process. Ensuring both parties are able to fulfil their short-term and long-term financial objectives can prove a difficult balancing job between sharing liquid assets and income now, and pension assets built for the future.
Metis Personal Wealth Advisors has considerable experience and knowledge of the divorce process and its technical complexities, to be able to provide a holistic advice and planning service to you and your solicitor.
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We can build a plan which details various settlement options, so you can see how your financial future will look post-divorce.
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We can provide guidance on how the pension assets should be divided to gain an equitable settlement.
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Where an external share has been agreed by both parties, we can advise the receiving spouse on where and how the new pension should be held and invested.
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We will provide clear recommendations on the type of plan to hold the pension credit and, where appropriate, the investment funds would be best kept, to help you achieve your financial goals.
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We will help you with the implementation of the pension sharing order to ensure that all regulatory requirements are met, and the pension credit is set up exactly as the receiving party wishes.
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Whether you are receiving £500,000 or £5 million from the sale of your business, protecting this from heavy tax charges, and investing it wisely, will help you to achieve the financial security you have dreamed of.
That’s exactly how we can help.
To make things simpler, we have designed a tailored service for those of you selling your business and/or looking to plan for retirement. We are uniquely placed to help business owners and we have the expertise and tools to work with you in all areas. We support both your business and personal needs, as well as the long term goals you have for both.
